I have Insurance - what is my MRI coverage options?
MRI: You Have Commercial Insurance — But You Still Have to Pay
Even if your MRI gets “approved,” your insurance won’t cover the full cost. Why? Because of three key reasons:
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Deductibles
Most commercial plans require you to pay a certain amount out of pocket before they start covering anything. If you haven’t met your deductible yet, you’re paying anyway — whether the scan costs $550 or $1,500. -
Copayments
A copay is a set amount you pay for a service, and it’s required at every visit, even if your deductible is met. -
Coinsurance
This is the percentage of the medical bill you’re responsible for after your deductible is met. For many people, this means you’re still paying hundreds for your MRI.
So Why Wait?
Here’s the bottom line:
If you’re going to end up paying most — or all — of the cost anyway, what exactly are you waiting for?
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Are you waiting for a “yes” from your insurance company just to pay $800 out of pocket at a hospital?
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Are you delaying your diagnosis and treatment by over a week — for paperwork?
It makes no sense to wait when you can get your MRI as soon as tomorrow for just $550 at 14 Street Medical — with no referral, no red tape, and no surprise bills.
The Smarter Option: Self-Pay MRI
No Wait for Authorization
We schedule your MRI right away. No insurance delays.
One Low Flat Fee
You’ll know exactly what you’re paying — just $550 — with no hidden fees.
High-Quality Imaging
We use hospital-grade equipment and board-certified radiologists.
Peace of Mind
You get your results faster and start your treatment sooner.
Final Thought
Your health shouldn’t be held hostage by insurance paperwork. If you’re going to pay out of pocket anyway — and wait over a week — why not skip the hassle and get the care you need now?
Call 14 Street Medical to book your MRI today.
Affordable. Fast. No surprises.
